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Mortgages - Know More
In most countries today Mortgaging business has come under strict policy framework, and is a heavily regulated sector so as to ensure the interests of the debtors...
 
Money is an ever-present necessity, and often we require substantial amounts of money outright which we do not possess. One good way to raise money is through loans, but beyond a certain range, loans are not sanctioned. The other way is to pledge something as collateral or guarantee, and then get the loan amount. Thus, “a mortgage is a method of using property as security for the payment of a debt”. Technically, the term mortgage is a legal device used in securing the pledged property, but in practice it also commonly refers to the debt secured by the mortgage. In most jurisdictions mortgages are associated with loans secured on real estate (such as house) rather than other, and in some cases only land can be mortgaged.

In a mortgage, there are two parties- the creditor (variously called mortgagee or lender), and the debtor (variously called mortgagor or borrower). Sometimes the transaction is consummated through middlemen (who, of course, take their own ‘cut’). Mortgages can be of two types: Mortgage by demise (creditor gains full rights over collateral until loan is repaid in full), and Mortgage by legal charge (legally, only partial rights are conveyed to the creditor; in use in most jurisdictions today). In most countries today Mortgaging business has come under strict policy framework, and is a heavily regulated sector so as to ensure the interests of the debtors. Various mortgaging services are available to offer debt, but mostly it is sanctioned in real estate transactions only, although other forms of transactions do take place through mortgage.

In this section of the webdirectory, we offer a comprehensive list of mortgaging services to take care of your needs.
 
 

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Specialists in securing competitive commercial finance for businesses to help them succeed. Commercial requirements covered include working capital, property, equipment, vehicles, and trade finance.

http://www.businessfinancequote.com/

 

Home loans made simple for doctors. Provides information about physician mortgages, lets one compare rates and use the mortgage calculator to help find the right loan.

http://www.curbsiderealestate.com/

 

UK mortgage information portal offers financial calculators, comparisons, online mortgage quote form and a mortgage broker section.

http://www.fancyamortgage.co.uk/

 

The UK's leading mortgage lender offers all kinds of mortgage deals, including for first time buyers, moving home, homeowner loans and repayment mortgage.

http://www.halifax.co.uk/mortgages/

 

Online free mortgage calculator helping homebuyers learn how much their mortgage will cost them.

http://www.mortgagecalculator.org/

 

Featuring free online tools to estimate monthly mortgage payments.

http://www.mortgagecalculator.biz/

 

Offers a range of buy to let and commercial mortgages and related services.

http://www.mortgagesforbusiness.co.uk/

 

A mortgage rates portal that one can use to compare and find suitable refinance mortgage deals from lenders nationwide.

http://www.ratezip.com/

 

Offers reverse mortgage information and advice on other types of loans, including traditional home mortgage loans. Also has a growing list of mortgage and other loan calculators.

http://simplereversemortgagequote.com/

 
 
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